Ways to Grow

How to Access DoorDash Capital

Take your business to the next level by expanding with DoorDash Capital financing in the US and Canada. Not currently available in Quebec.

8 min read
Optimize your business with DoorDash

Accessible financing can help eligible merchants invest in new equipment, open a new location, hire more employees, and much more. How you use DoorDash Capital for your business is up to you — you can pay employees, cover unexpected expenses, upgrade equipment, and more.

For example, No Fork, an Ohio sandwich shop, faced a financial challenge when an essential walk-in cooler broke down unexpectedly. They were able to turn to DoorDash Capital, which provided them with a quick and convenient cash advance. This timely financing allowed them to hire a repairman and purchase a new cooler within the week.

How does DoorDash Capital work?

Get access to capital through a partnership between DoorDash and Parafin, a business financing provider. There are no hidden charges, no recurring interest, and no prepayment penalty. There’s also no need to apply — eligible merchants can view, customize, and accept an offer in the Merchant Portal and receive funds in as little as 1-2 business days.

Payments are taken as a percentage of your DoorDash sales. This is to make your life easier, or as described by one merchant: “Thank you to DoorDash for helping my small business. The Merchant Cash Advance process was simple, and payment was seamless. I loved that I didn't have to remember to send in a payment, and it was automatically done everyday for me with a clear understanding of the amount I owed."

If you’re looking for more tips, check out Financing Your Restaurant and Projecting Profits.

How do I know if I’m eligible?

DoorDash Capital is available to select merchants with a consistent sales history on DoorDash. If you're not currently eligible, as your DoorDash sales grow, you may become eligible in the future.

Your pre-approved offer* represents the maximum amount your business is eligible for, and it's typically valid for at least one week. Pre-approvals are subject to periodic reassessment based on your sales performance on DoorDash. These offers can be adjusted, either increased, decreased, or revoked, at any time before you accept them.

To check if you’re eligible, Business Admin and Manager accounts can follow the steps below:

1. Log in to the Merchant Portal.

2. Click on Financials in the dashboard and then click Capital.

3. Review the data sharing terms and click the check box if you agree to them.

4. Click View Offer. You will be taken through an offer flow with as few as three steps:

  • Select the offer that makes sense for your business.

  • Verify your linked bank account.

  • Accept the offer.

5. Toggle the slider to select the capital amount that best fits your business.

DoorDash Capital FAQ

You can go to Parafin’s site to learn more. For general inquiries, please reach out to capital@doordash.com. For questions regarding obtaining a new advance or a current advance, you’re welcome to reach out directly to our partner at doordash-capital@parafin.com.

If you’re ready to grow your business or have unexpected expenses, DoorDash Capital may be your solution. It offers a straightforward path to quick funding to support your business goals.

* Merchant cash offers and advances are provided by Parafin and governed by Parafin’s Terms of Service. Merchant cash offers and advances and bank transfers are subject to review and may be rescinded. Merchant cash offers and advances are not extensions of credit or loans and they may not be used for personal, family, or household purposes.

Want to know more ways to grow? Check out How to Grow Online with DoorDash.


Merchant Learning

Merchant Learning